Deep Thoughts by Me

Now that I'm married, maybe I can get back to having a real thought in my head.

Current topic: Finances.

I have had more than one discussion about money lately. Granted it's a complex issue, but I think 25-35 is an especially interesting age--excluding retirement, which has it's own set of challenges.

During this phase I find that many of us are inclined to be self indulgent. To live it up as it were. And why shouldn't we? We are living! Unfortunately there are consequences. For example: lack of savings for trips, a new home, new snowboard, etc.

So I also find myself leaning to saving and planning for the future. Retiring, buying a house, traveling. Because I have a limited budget I find that this requires some planning. However, planning is not concidered living it up.

If we save so we can do what we want later, but that limits what we want to do now, do we lose out on life in the present? But if we don't prepare for later and live it up now, don't we lose in the future?

I can't help but think that there is a way to win on both ends, but I'm just not sure what that is.